Confidential Offshore Compliance
Tajma Qorri, international tax specialist
Tajma Qorri
10+ Yrs Int’l Tax · AICPA Member

Unreported foreign accounts? There's a legal way back — before the IRS finds them first.

The IRS Streamlined Filing Compliance Procedures let non-willful taxpayers fix past non-reporting with penalties capped at 5% — or eliminated entirely if you qualify. Prepared start to finish: amended returns, FBARs, penalty computation, and the certification statement. One flat fee, quoted in writing.

Your inquiry is confidential. No documents needed for the first conversation.

10+ Years: Plante Moran · Grant Thornton · Dean Dorton AICPA Member Clients in All 50 States & Abroad Featured in Fortune
How It Works

Three steps. You can see the end from here.

Most people carry this problem for years because they can't picture how it resolves. Here is the entire path.

1

Confidential Case Review

A free 15-minute call with Tajma. She confirms whether the Streamlined Procedures fit your facts — which accounts, which years, which forms. No documents needed, no judgment. If your case needs an attorney instead, she tells you that too.

2

Fixed-Fee Quote, In Writing

A written Offshore Compliance Analysis ($750, credited in full toward your engagement) maps your program eligibility, the exact filing package, and one flat fee. You know the total cost before any work begins.

3

Everything Filed

Three years of amended returns, six years of FBARs, all foreign information forms (5471, 8938, 3520 as needed), the 5% penalty computation, and the non-willfulness certification — prepared, reviewed with you, and filed. Done.

Transparent Pricing

A flat fee, stated up front. Not "call for a consultation."

Streamlined Compliance — Complete Engagement
$6,000 – $15,000
Flat fee, fixed in writing before work begins. The quote depends on years, accounts, and foreign entities involved.
  • 3 years of amended federal returns
  • 6 years of FBARs (FinCEN 114)
  • All required international forms — 5471, 8938, 8621, 3520
  • 5% miscellaneous offshore penalty computation
  • Non-willfulness certification (Form 14654 / 14653)
  • State amended returns where required

The law firms bidding on the same search you just made will quote you "pricing available after consultation." Then it's $15,000–$40,000, billed hourly.

This work is tax preparation and program compliance — it's what Tajma did for over a decade at national firms, and it prices like specialist tax work, not litigation. If your facts genuinely need a tax attorney, she'll say so in the first 15 minutes and point you to one.

The $750 written analysis is credited in full when you engage — so the diagnostic step costs nothing if you move forward.

Only behind on FBARs, with all income already reported? That’s a much simpler, much smaller engagement — the free 15-minute call will tell you which situation you’re actually in.

Who Does the Work

One specialist. No hand-offs, no junior staff.

Tajma Qorri, international tax specialist

Tajma Qorri spent more than ten years in international tax at Plante Moran, Grant Thornton, and Dean Dorton before founding Qorri Tax Service as a specialist boutique. Streamlined filings, FBARs, and foreign information returns aren't a sideline — they're the entire practice.

The person you speak to on the first call is the person who prepares your certification statement, computes your penalty base, and signs the returns. Every engagement, personally, start to finish.

“Most people who call me have been carrying this quietly for years — they didn’t hide anything, they just didn’t know. My job is to fix it precisely, without drama, and get you back to not thinking about the IRS. You’ll work with me directly from the first call to the filed submission.”

— Tajma
Plante MoranGrant ThorntonDean DortonAICPA Member
A Recent Engagement

Six years of unreported foreign business ownership — fixed.

A foreign manufacturing company, twenty-two foreign accounts, and a 250+ page streamlined submission — resolved with one 5% penalty on a documented base instead of open-ended, per-form exposure. Six years of federal returns, state returns, FBARs, and a sworn certification, all telling exactly one story.

Read the engagement summary →
Exposure without the programResult under the streamlined procedures
$10,000 per unfiled Form 5471, per year — six figures before any other penaltyNo information-return penalties asserted
Form 8938 and FBAR penalties, potentially per account, per yearResolved within the same submission
Open-ended examination risk across every yearOne 5% miscellaneous offshore penalty, computed once, on a documented base
UnquantifiableA single, known, final number — and six years of clean, consistent filings

Details of this case study have been altered and combined to protect client confidentiality. Nothing on this page is tax or legal advice for your situation.

The Questions Everyone Asks

Asked at 11pm, answered honestly.

What does "non-willful" actually mean — and am I willful?
Non-willful conduct is conduct due to negligence, inadvertence, or mistake, or a good-faith misunderstanding of the law. Most people in this situation — you didn't know foreign accounts were reportable, your preparer never asked, you inherited an account, you assumed taxes paid abroad covered it — are non-willful. Willfulness involves knowing about the obligation and deliberately hiding the accounts. This is exactly what the confidential case review assesses first: if your facts show willfulness indicators, the Streamlined Procedures are the wrong program, and you'll be told plainly that you need a tax attorney before anything is filed.
Is this confidential?
Yes. Your inquiry and everything you share is treated as confidential client information under professional standards, and a limited federal tax-practitioner privilege (IRC §7525) applies to tax advice in non-criminal matters. Honest caveat most firms won't give you: that privilege is narrower than attorney-client privilege and does not cover criminal matters — which is precisely why cases with willfulness indicators get referred to counsel rather than filed. For the non-willful cases the Streamlined Procedures are designed for, this structure protects you fully.
Will filing streamlined trigger an audit?
Streamlined submissions are not automatically audited — that's part of the program's design. They can be selected for examination under the same rules as any return, which is why the certification statement and penalty computation must be done precisely: a well-prepared submission gives an examiner nothing to pull on. What genuinely elevates risk is the alternative — waiting until a foreign bank reports your account under FATCA and the IRS writes to you first, at which point the Streamlined door closes.
What if I already filed returns but left the foreign accounts off?
That's the standard Streamlined Domestic case — the program exists precisely for filed returns that omitted foreign income or information forms. The prior returns get amended for three years, FBARs filed for six, and the certification explains the non-willful cause. Already-filed returns are not a disqualifier; they're the starting point.
What if I can't get old bank statements?
Common, and workable. Foreign banks often provide historical statements on request (sometimes for a fee), and where records are genuinely unavailable, the law permits reasonable, good-faith estimates of account values with documentation of the effort made. Reconstructing balances from partial records is routine work in these engagements — imperfect records are not a reason to stay non-compliant.
How long does the whole process take?
Typically 6–10 weeks from engagement to filing, driven mostly by how quickly foreign records arrive. The case review happens within days of your inquiry, the written analysis within about a week of the review. Once filed, the 5% penalty payment accompanies the submission and the matter is generally concluded unless the IRS raises questions — most filers never hear anything further.

Request a confidential case review.

A free 15-minute call with Tajma — she'll tell you whether the Streamlined Procedures fit your situation and exactly what fixing it would involve. No documents needed. No judgment about how long it's been.

Prefer to talk it through? Book your free, confidential 15-minute call — pick a time that works for you, any time zone.

Everything you submit is confidential and reviewed only by Tajma. Nothing is filed, reported, or shared — this is an assessment, not a disclosure.

Confidential. Reviewed personally by Tajma Qorri. Same-day response on business days.

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