Enter your highest foreign account balances and see how the IRS Streamlined Domestic Offshore Procedures compare to what the IRS would charge if they discovered your accounts first. Confidential. Takes 60 seconds.
Calculate My Penalty Now
Enter the highest aggregate balance in your foreign financial accounts for each of the last six years. The SDOP penalty is 5% of the single highest year.
This estimate is for educational purposes only. Your actual penalty depends on individual facts and IRS review.
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Based on the balances you provided, here is how the numbers compare.
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The IRS created SDOP as a path for U.S. taxpayers who failed to report foreign financial accounts and income to come into compliance with reduced penalties and no criminal prosecution risk.
Three years of amended or delinquent federal tax returns, six years of FBARs (FinCEN 114), all required international information returns (Forms 5471, 8938, 3520, 8621), and a sworn non-willfulness certification.
Instead of facing penalties of up to 50% of account balances per year plus accuracy-related and late-filing penalties, SDOP caps your total offshore penalty at 5% of the highest aggregate balance across the six-year FBAR period. One payment, once.
Streamlined submissions are processed by a dedicated IRS unit. There is no public disclosure. The filing does not automatically trigger an audit, and the IRS has stated that examination rates for streamlined submissions are comparable to regular returns.
The Streamlined Domestic Offshore Procedures are available to U.S. taxpayers residing in the United States who can certify that their failure to report was non-willful.
A free 15-minute call with Tajma will clarify whether SDOP, SFOP, or another path fits your facts.
Book a Free Triage CallFrom first call to filed submission, most engagements complete in 8 to 12 weeks. Here is the path.
A confidential 15-minute call with Tajma. She confirms whether the Streamlined Procedures fit your facts and which accounts, years, and forms are involved.
A $750 Offshore Compliance Analysis maps your program eligibility, the exact filing package, and a flat fee quote. Credited in full when you engage.
Three years of amended returns, six years of FBARs, all international forms, the 5% penalty computation, and the non-willfulness certification are prepared.
Everything is reviewed with you and filed with the IRS. The streamlined submission resolves all past non-compliance in a single package.